DSBA President’s Message Oct 19th

Back to News & Events
Back to News & Events


This is a perennial and challenging issue. The early indications are, however, that we may see some improvement in this renewal season.


There are steps that you can take in order to give you the best possible chance of a competitive rate being obtained from your insurer.


  1. Use the Common Proposal Form as issued by the Law Society.


Many insurers will now insist on the common proposal form and it is a good idea to spend the time in completing this form carefully as it can then be used for more than one application for cover. Using a short form means that it cannot be used for applications to other companies. It may be helpful to have a colleague proof your form for you. See attached link to proposal form, which has just issued: common-proposal-form-2022-updated-23.10.pdf (lawsociety.ie)


  1. Check with your Broker what insurance companies they offer access to.


At the time of writing there were 8 insurance companies offering cover as follows:


AIG – partnerships

Allianz Global – sole practitioners and partnerships

Aviva – partnerships

Berkshire Hathaway– partnerships

CNA – sole practitioners and partnerships

Liberty – partnerships

QBE – partnerships

Starr Europe – sole practitioners and partnerships


  1. Get a copy of your claims history

This is an indispensable part of your application for PII and you should obtain this as soon as possible


  1. Keep in touch with your broker

It is a good idea to follow up promptly with your broker after sending in the proposal form to ensure that they have received it and that it is receiving attention.


  1. Make your application early

An application made before 31st October should ensure an early reply with, hopefully a choice of offers.


Susan Martin